Well, that's fine by me, but your life won't change a lot. If you're not going to invest at all, you might be missing out on some money. The average yearly return on investment is about 8%. If you're saving your money, you're losing about 1,5% per year. The choice is yours ;)

Often when we think about investing, we think about old men on Wall Street in expensive suits. However, thanks to the internet, investing has become super easy. Within a few clicks you can buy stocks and cryptocurrencies. Besides that, there are very simple strategies you can use that almost don't cost you any time, but will give you a return on your investment of about 8% per year.

Saving your money can sometimes be a good idea. However, at this moment you almost don't receive any interest. At the same time, inflation is making sure you can buy less and less each year. This means you're pretty much losing some of your hard-earned money each year if you just let it sit in the bank.

Let's start off by saying that you should only invest with money that you don't actually need. In the short term, it's possible to lose money, but investing is for the long term. If you keep your money invested for more than 15 years, the probability of losing money is almost 0%. In the long term, investing has consistently provided way better results than saving.